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FinTech Capital

Case Study

AI Agent: Automating Enterprise Loan Underwriting

Industry

FinTech & Lending

Timeline

10 Weeks

The Challenge

What Needed Solving

FinTech Capital needed to speed up their commercial loan underwriting process. Manual financial statement audits, risk calculation, and credit bureau lookups took their team an average of 4 days per loan application.

Our Approach

What We Built

We developed an autonomous AI underwriting agent using LangGraph and Python. The agent automatically extracts financial metrics from uploaded PDFs, queries credit bureau APIs, runs credit risk calculations, and writes a comprehensive draft credit memo for underwriters.

Delivered

What We Shipped

Document intelligence parsing

LangGraph state flow decision paths

Bureau API connections

Automated credit memo drafts

Results

By The Numbers

15m

Underwriting Time

99.4%

Extraction Accuracy

12k+

Loans Audited

70%

Process Cost Cut

Stack

Technologies Used

LangGraph
Python
FastAPI
Anthropic Claude
Pinecone
AWS Textract
PostgreSQL

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